This program is designed to help Real Estate Investors do more deals by leveraging the capital with O.P.M. or “Other People’s Money”. A greater volume of transactions can
significantly increase your efficiency and profits.
significantly increase your efficiency and profits.
Unique Loan Terms
| Diamond | Platinum | Gold | Silver | Jumbo | |
|---|---|---|---|---|---|
| Payments | Interest Only | Interest Only | Interest Only | Interest Only | Interest Only |
| Rate – 1st Mortgage | 7.95 – 9.95% | 8.95 – 10.95% | 10.95 – 12.95% | 12.95% | TBD |
| Term (Years) | 1 – Year | 1 – Year | 1 – Year | 1 – Year | TBD |
| Prepay (Years) | None | None | None | None | None |
| Max LTV | 75% 2-4 Unit – Reduce LTV by 5% |
75% | 75% | N/A | TBD |
| Max CLTV | 80% | 80% | 80% | N/A | TBD |
| Min. Loan Amount | $75K | $60K | $60K | N/A | $500K |
| Max Loan Amount | $500K | $500K | $250K | $500K | $2MM |
| Down Payment | 15% of TCC (Purchase, Rehab & Closing Costs) |
Min 10% Down | Min 10% Down | N/A | TBD |
| Title | Company or Land Trust | Company or Land Trust | Company or Land Trust | Company or Land Trust | Company or Land Trust |
| Personal Guarantor | Mandatory Anyone with more than 25% ownership must qualify |
Mandatory | Mandatory | Mandatory | Mandatory |
| Min. Credit Score | 600 660 min for NY, NJ, MD, CT, IL, IN |
600 | 600 | 600 | 650 |
| Reserves | 6 months | 6 months | 4 months | 6 months | Case by case |
| Interest on Undrawn Funds | None | None | None | None | None |
Looking for a Property to Purchase?
See our list of pre-approved investment properties. We have carefully selected these investment properties to bring you the very best opportunities in the marketplace.
Ready to Get Started?