The Smart Way to Invest

Questions? Call Us Now: 866-500-4500

This program is designed to help Real Estate Investors do more deals by leveraging the capital with O.P.M. or “Other People’s Money”. A greater volume of transactions can significantly increase your efficiency and profits.

Unique Loan Terms

Diamond Platinum Gold Silver Jumbo
Payments Interest Only Interest Only Interest Only Interest Only Interest Only
Rate – 1st Mortgage 7.95 – 9.95% 8.95 – 10.95% 10.95 – 12.95% 12.95% TBD
Term (Years) 1 – Year 1 – Year 1 – Year 1 – Year TBD
Prepay (Years) None None None None None
Max LTV 75%
2-4 Unit – Reduce LTV by 5%
75% 75% N/A TBD
Max CLTV 80% 80% 80% N/A TBD
Min. Loan Amount $75K $60K $60K N/A $500K
Max Loan Amount $500K $500K $250K $500K $2MM
Down Payment 15% of TCC
(Purchase, Rehab & Closing Costs)
Min 10% Down Min 10% Down N/A TBD
Title Company or Land Trust Company or Land Trust Company or Land Trust Company or Land Trust Company or Land Trust
Personal Guarantor Mandatory
Anyone with more than 25% ownership must qualify
Mandatory Mandatory Mandatory Mandatory
Min. Credit Score 600
660 min for NY, NJ, MD, CT, IL, IN
600 600 600 650
Reserves 6 months 6 months 4 months 6 months Case by case
Interest on Undrawn Funds None None None None None



Can I purchase my next home with your Purchase Loans?

Our purchase hard money loan programs are exclusively designed for Real Estate Investors who want to buy, fix and sell or buy, fix and rent out their investment properties. We also provide low interest, long-term refinance options for Landlords.

We currently do not provide funding to Real Estate Investors who intend to live in the property they are purchasing. We are not able to provide loans for properties which will be used as personal, family or household residences.

How do you approve loans?

We approve loans based on your ability to succeed with your real estate investment project. We look for 3 components in every loan we approve. We call it “BEE” approved by BridgeWell.

BEE stands for:

  • Benefit: BridgeWell is committed to WIN-WIN business transactions. The first thing we look for is “benefit” to the Real Estate Investor. We only fund loans where we clearly see substantial benefit to the borrower.
  • Equity: We want our Customers to have solid equity in their investment projects right from the beginning. One of the keys to successful real estate investing is making a great buy on a solid property.
  • Exit: Successful investment projects typically require a workable exit strategy. This may be a prompt re-sale plan for a “buy-fix-sell” project or conventional refinance (or cash pay-out) plan for “buy & hold” projects. A well-planned, realistic exit strategy is a key component of all successful real estate investment projects.
How fast can you close a loan?
We routinely fund investors in as little as 7 days from start to finish. This can vary depending on the size and type of the investment project.
What is your maximum loan-to-value (“LTV”)?
The maximum (combined) loan-to-value can range from 80% of the After Repaired Value (“ARV”) of the investment property. The ARV is estimated by averaging recent comparable sales of arms-length transactions in the neighborhood. We typically do not use foreclosures or short sales for comparison, only conventional sales.
What type of properties do you lend on?
We loan on detached residential, non-owner occupied properties (1 to 4 units). We do not currently loan on mobile or manufactured homes, gas stations, strip malls or new construction projects.
Where do you lend?
We lend throughout the state of Florida, Georgia, South Carolina, North Carolina, Virginia, West Virginia, Maryland, Connecticut, Massachusetts, Maine, New York, Ohio, Kentucky, Tennessee, Arkansas, Missouri, Illinois, Indiana, Michigan, Wisconsin, Iowa, Nebraska, Kansas, Oklahoma, Texas, New Mexico, Colorado, Wyoming, Idaho and Washington, although we may also lend in other states.
Looking for an investment property

Looking for a Property to Purchase?

See our list of pre-approved investment properties. We have carefully selected these investment properties to bring you the very best opportunities in the marketplace.

Learn More

Ready to Get Started?

What Our Clients Say About Our Loan Programs

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Alex Rose
“ I have worked with many different variations of lenders in the real estate business and have yet to find one as consistent, professional and reliable as with Bridgewell Capital. We have used Bridgewell as our primary source of funds to purchase and renovate for the past 2 years. They immediately respond to my emails when a new POF is requested or when I have questions during the loan approval. Its been an absolute pleasure working with them and I would encourage anyone else in the real estate investing business to use them for funding as well. ”
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Kathleen Harrison
“ We have completed several transactions with this lender and have had a great experience every time. Staff is knowledgeable and efficient. Communication is excellent. Will definitely work with again. Highly recommend. ”
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Francisco Diego
“ The team at BridgeWell Capital are friendly, knowledgeable, great customer service, and most importantly they make their funding process very simple and fast. They were able to make my funding process easy to understand from beginning to closing. They were there every step of the way. Thanks BridgeWell for the good work that you provide to us as investors! ”
See 15+ reviews

Experience You Can Trust

BridgeWell Capital LLC is a direct, licensed mortgage lender that provides financial services to real estate investors all over the country, including financing for residential investor flips, financing for rental properties, and cash-out refinances to make it’s clients investing endeavors more profitable and efficient.

BridgeWell Capital works with real estate entrepreneurs, realtors, property management companies, brokers and wholesalers by providing a fast and convenient source of investing capital.

NMLS License: #347340

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