Direct Hard Money Loans For Real Estate Investments

Direct Private Money Lending
For Your Real Estate Investments

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Residential Rental Property Loans

The smartest, easiest way to build long-term wealth in Real Estate.

Unique Loan Terms

Build long-term wealth with BridgeWell Capital’s Fix2Rent Loan Program. It’s a bridge loan and a rental perm. – All in one!

Bridge Loan Features

    • 15-minute approval
    • Super fast funding – Close in as little as 10 days
    • Financing up to 85% of Purchase Price and 100% of Rehab.
    • Easy approval – Damaged credit OK, no income verification.
    • Loans start at 3.9 points. Repeat clients with good credit history can achieve points as low as 1.9.
    • 3 year loan terms, with an option to refinance for up to 30 years.
    • Rates as low as 10.99% APR with an option to refinance into a low-interest perm. loan
    • 12 months pre-payment penalty
    • Loan amounts starting as low as $40,000, as high as $5 million.

Perm. Loan Features

    • Rates as low as 5.9% APR
    • 30-year, fully amortizing
    • Free modification to perm.
    • Over 10 properties OK

Residential Rental Loans are available for single family, residential investment properties (no owner-occupied) in Florida, North Carolina, Massachusetts, Indiana, Michigan, Georgia, Tennessee, Colorado, South Carolina, Virginia, Missouri, Arkansas, Maryland, New York, Utah, Nebraska, Texas, Iowa, Kansas, Minnesota, New Mexico, Pennsylvania, Wisconsin, Maine, Rhode Island, Wyoming, Idaho, South Dakota, Illinois, Ohio and Connecticut. We may lend in other locations as requested.

How it Works

The secret of building wealth in real estate is to use private money to leverage your investments on rental properties:


Instead of using all your money to finance a single rental project, you can put a small amount of your capital into multiple rental properties. In the end, part of the profit from many properties is often much greater than the profit from one.

The key to building wealth is to make sure you are generating more cash flow out of your rental properties than your cost of living. You can accomplish this by having more rental properties.


Overtime cash-flow and equity will increase thanks to inflation. If your rental income and your property’s value increase with inflation (about 4.1% annually) you can generate cash-flow. Here’s how it works:

As your rental income increases, loan payments remain fixed, which results in additional cash-flow.

graphic of rental income profit vs loan costs

As your property’s value increases over time and loan balance goes down, you generate equity.

graphic of property value vs loan balance over time

Take the next step…

Have a Loan Specialist Contact Me

What Our Clients Say About Our Loan Programs

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Alex Rose
“ I have worked with many different variations of lenders in the real estate business and have yet to find one as consistent, professional and reliable as with Bridgewell Capital. We have used Bridgewell as our primary source of funds to purchase and renovate for the past 2 years. They immediately respond to my emails when a new POF is requested or when I have questions during the loan approval. Its been an absolute pleasure working with them and I would encourage anyone else in the real estate investing business to use them for funding as well. ”
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Kathleen Harrison
“ We have completed several transactions with this lender and have had a great experience every time. Staff is knowledgeable and efficient. Communication is excellent. Will definitely work with again. Highly recommend. ”
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Francisco Diego
“ The team at BridgeWell Capital are friendly, knowledgeable, great customer service, and most importantly they make their funding process very simple and fast. They were able to make my funding process easy to understand from beginning to closing. They were there every step of the way. Thanks BridgeWell for the good work that you provide to us as investors! ”