Direct Hard Money Loans For Real Estate Investments

Our refinance hard money loan programs are exclusively designed for Real Estate Investors who want to fix and sell or fix and rent out their investment properties. We also provide low interest, long-term refinance options for Landlords.

We currently do not provide funding to Real Estate Investors who intend to live in the property they are refinancing. We are not able to provide loans for properties which will be used as personal, family or household residences.

We approve loans based on your ability to succeed with your real estate investment project. We look for 3 components in every loan we approve. We call it “BEE” approved by BridgeWell.

BEE stands for:

• Benefit: BridgeWell is committed to WIN-WIN business transactions. The first thing we look for is “benefit” to the Real Estate Investor. We only fund loans where we clearly see substantial benefit to the borrower.
• Equity: We want our Customers to have solid equity in their investment projects right from the beginning. One of the keys to successful real estate investing is making a great buy on a solid property.
• Exit: Successful investment projects typically require a workable exit strategy. This may be a prompt re-sale plan for a “buy-fix-sell” project or conventional refinance (or cash pay-out) plan for “buy & hold” projects. A well-planned, realistic exit strategy is a key component of all successful real estate investment projects.

We routinely fund investors in as little as 7 days from start to finish. This can vary depending on the size and type of the investment project.

Our loan pricing is fair, comparable to or less than most lenders in our industry. Exact pricing will be quoted up-front after we determine the specific loan program and details of the loan you need. We charge one simple origination fee, which can be financed into the loan or paid at closing (NO junk fees, hidden closing costs, or middleman fees). Once you complete our easy on-line application, a Loan Services Coordinator will call you promptly with a price quote and answer any of your questions.

The maximum (combined) loan-to-value can range from 80% of the After Repaired Value (“ARV”) of the investment property. The ARV is estimated by averaging recent comparable sales of arms-length transactions in the neighborhood. We typically do not use foreclosures or short sales for comparison, only conventional sales.

We loan on detached residential, non-owner occupied properties (1 to 4 units) and commercial properties including (but not limited to): apartments, retail spaces and mixed-use buildings. We do not currently loan on mobile or manufactured homes, gas stations, strip malls or new construction projects.

We lend throughout the state of Florida, Georgia, South Carolina, North Carolina, Virginia, West Virginia, Maryland, Connecticut, Massachusetts, Maine, New York, Ohio, Kentucky, Tennessee, Arkansas, Missouri, Illinois, Indiana, Michigan, Wisconsin, Iowa, Nebraska, Kansas, Oklahoma, Texas, New Mexico, Colorado, Wyoming, Idaho and Washington, although we may also lend in other states.