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Virginia's Most Trusted
Real Estate Investment Lender


Fifteen minutes Could Save You Thousands!


What makes us different?

We are TRUE In-House Private Money Lenders.
Credit problems, self-employed, recent bankruptcy
or foreclosure, no problem!

Fix to flip loan rates starting at 5.95% APR* *pay rate during rehab
Rental loan rates starting at 4.77% APR Full Doc, No Doc programs available
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Lowest Investor Loan Rates Guaranteed!

Two wine glasses clinking We'll beat any Comparable Lender Rate Quote

Fix-to-Flip

Purchase and Rehab Funding

  • Funding in 5 days
  • No FICO Minimum
  • Super Easy Closings

Rental Loans

Funding for Purchase or Refi

  • 1-4 Units, Portfolios, Multi-family
  • No Tax Returns or Income Verify
  • 30 yr. Fixed and ARM
Couple houlding up thousands of dollars

Cash-Out Refi

Cash-Out Investment Properties for any purpose

For rent sign in front of house

Buy-Fix-Rent

Buy, Rehab, & Rental Perm all in one loan program

Three story multi family homes

Multi-Family

Greater Selection means better rates & terms for you

Beyond Lending...

We are dedicated to your


Questions about Inventory, Capital, or Rehab?

We have 50+ years experience in successful Real Estate Investing
Talk to one of our PRO Investment Coaches

Coaching is always FREE for our customers

Virginia’s Hard Money Lender – BridgeWell Capital

BridgeWell Capital is a licensed hard money lender offering hard money/private money loans for residential real estate transactions in Virginia. We specialize in the greater Richmond area, although we also serve Norfolk, Chesapeake, Newport, Arlington, Hampton, East Hampton, Alexandria and Portsmouth Heights.

There are many hard money lenders in Virginia, but if you are looking for a lender that offers outstanding customer service, excellent loan terms and flexible financing options, you have found the right place. With BridgeWell Capital you can expect:

  • Fast, hassle-free loan closings
  • Competitive loan terms – among the best in the industry.
  • Responsive service
  • Minimal paperwork
  • Easy loan qualification

Whether it is your first hard money loan, or your 10th, you can expect to have a consistent experience with BridgeWell Capital. If you haven’t done so already, contact us at 804.469.8000 or submit a free, no-obligation, funding request online.

Qualifying for a Hard Money Loan in Virginia

Obtaining a hard money loan in Virginia is a simple process. We qualify based on your ability to succeed, which usually comes down to having a solid buy on a good investment property.

In 35 years of hard money lending experience, we have determined that the best residential investment properties include (but are not limited to) the following:

  • Single family, detached residential homes (1-4 units)
  • Non-owner occupied properties, where there is no emotional attachment to the property.
  • Homes located in established subdivisions, with sidewalks and driveways
  • Residential properties built on standard construction
  • Homes in neighborhoods with good appreciation prospects (See Virginia Market Trends on Zillow)

See our Blog for more information on What to look for in a residential real estate investment.

Hard Money Loan Programs and Terms in Virginia

BridgeWell Capital offers hard money loans for investors that need a quick source of financing for residential investor flips and property rentals. The following loan programs and services are available for investors in Virginia:

  • Investor Rehab Loans: For investors that need financing for buy, fix and sell investment projects on residential properties.
  • Rental Property Loans: For investors that need financing for buy, fix and hold investment projects on residential properties.
  • Cash-out Refinance: For investors that need to free up some capital from a currently owned residential investment property to finance their next investment.
  • Proof of funds letters: For investors that need to prove to the sellers of a residential investment property that they have the funds available to close on the property.
  • Refi Builder Program: For investors that wish to transition into a long-term, lower-interest loan.
  • Investor Consulting Program: For inexperienced investors that need step-by-step guidance at every state of their investment project.

Every hard money loan program has it’s unique terms and underwriting guidelines but in general you can expect the following:

  • 6.95% to 12.95% APR
  • 1 to 30 year loan terms
  • Up to 80% loan-to-values
  • Minimum loan amount of $75,000

For more information about our terms, feel free to contact us directly at 804.469.8000 or via our contact page

You Invest in Real Estate,
We Invest in You

Contact Us Today

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Licensed Mortgage Lender

© 2020 BridgeWell Capital All Rights Reserved. BridgeWell Capital LLC is a licensed mortgage lender. We specialize in providing capital to real estate investors throughout the U.S. BridgeWell Capital LLC reserves the right to amend rates and lending guidelines. All loan programs require qualification by the borrower and the property.