Small business owners and real estate investors across the country rely on small commercial properties to grow and operate their companies. Bridgewell Capital has a strong belief in this asset class and has built tailored financing options focused on commercial real estate loans that are designed to help entrepreneurs turn their ownership goals into reality. Our approach to commercial real estate loans is centered on flexibility, speed, and practical structures that meet real-world business needs.

Whether you are an experienced commercial mortgage broker or are searching for your first small balance commercial real estate loan, it’s critical to understand how different property types can influence loan structure, pricing, and approval. Knowledge of property characteristics plays a key role in successfully obtaining a small balance commercial real estate loan.

From a lender’s standpoint, properties with broad usability—such as retail, warehouse, or office buildings—are generally easier to finance through commercial real estate loans than highly specialized properties like assisted living or gas stations. These general-use assets carry lower risk because they attract a wider pool of investors. As a result, lenders may limit commercial real estate loans on special-use properties or require lower loan-to-value ratios to mitigate added risk.

At Bridgewell Capital, we offer small balance commercial real estate loans on a diverse range of property types, including:

• Office
• Retail
• Warehouses
• Self-Storage Facilities
• Multi-family

While Bridgewell Capital provides commercial real estate loans up to $2 million for small balance properties, most of our commercial real estate loans are closer to $1 million. These transactions are typically faster and easier to approve than large institutional deals, making them an ideal entry point for borrowers new to small balance commercial real estate loans.

Beginning with smaller properties allows you to build experience, confidence, and momentum in originating or obtaining commercial real estate loans. After closing a few deals, you can smoothly transition to larger assets and increase revenue per transaction through higher-value commercial real estate loans.

At Bridgewell Capital, we understand that small business owners and investors often have a limited window to bring their plans to life. Our streamlined, asset-based financing solutions are built to move fast, giving borrowers the momentum they need to acquire or refinance properties with ease through commercial real estate loans.

By reducing paperwork, offering flexible structures, and evaluating opportunities beyond a borrower’s personal income, Bridgewell Capital creates access to financing that goes beyond traditional lending models. These advantages make small balance commercial real estate loans more accessible for investors seeking efficient, practical funding solutions.

Whether you or your client is purchasing a new asset or pursuing a cash-out refinance, our straightforward terms and approval process help simplify qualification. With commercial real estate loans designed for speed and flexibility, Bridgewell Capital delivers solutions that keep our clients moving forward.