The Smart Way to Invest

Questions? Call Us Now: 804.469.8000

We Use our Own Private Capital, this Allows us to Fund Your Deals Fast Without the Hassle

Lowest Down Payment

10% Down All-In to Close.
Includes Purchase, Rehab, and
Closing Costs up to 80% ARV

Lowest Down Payment

Super Fast Approval & Funding

Get pre-approved in 15 minutes.
If you need to close fast, BridgeWell
can help.

Super Fast Approval And Hard Money Funding

No Hassles
No Doc Program

We've eliminated the paperwork
from investment property lending
Our streamlined closing program will save you time and money.

Hassle-free Private Money Loans

The Most Trusted Name in Private Money Lending!

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Alex Rose
“ I have worked with many different variations of lenders in the real estate business and have yet to find one as consistent, professional and reliable as with Bridgewell Capital. We have used Bridgewell as our primary source of funds to purchase and renovate for the past 2 years. They immediately respond to my emails when a new POF is requested or when I have questions during the loan approval. Its been an absolute pleasure working with them and I would encourage anyone else in the real estate investing business to use them for funding as well. ”
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Kathleen Harrison
“ We have completed several transactions with this lender and have had a great experience every time. Staff is knowledgeable and efficient. Communication is excellent. Will definitely work with again. Highly recommend. ”
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Francisco Diego
“ The team at BridgeWell Capital are friendly, knowledgeable, great customer service, and most importantly they make their funding process very simple and fast. They were able to make my funding process easy to understand from beginning to closing. They were there every step of the way. Thanks BridgeWell for the good work that you provide to us as investors! ”
BBB A Plus Rated
Over $300 Million to Real Estate Investors by our Staff of Mortgage Professionals
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Licensed, Bonded, Insured Mortgage Lenders
License #347340

  • Lowest Rates
  • Lowest Down Payment
  • Super Fast Approval and Funding
  • No Hassles
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Virginia’s Hard Money Lender – BridgeWell Capital

BridgeWell Capital is a licensed hard money lender offering hard money/private money loans for residential real estate transactions in Virginia. We specialize in the greater Richmond area, although we also serve Norfolk, Chesapeake, Newport, Arlington, Hampton, East Hampton, Alexandria and Portsmouth Heights.

There are many hard money lenders in Virginia, but if you are looking for a lender that offers outstanding customer service, excellent loan terms and flexible financing options, you have found the right place. With BridgeWell Capital you can expect:

  • Fast, hassle-free loan closings
  • Competitive loan terms – among the best in the industry.
  • Responsive service
  • Minimal paperwork
  • Easy loan qualification

Whether it is your first hard money loan, or your 10th, you can expect to have a consistent experience with BridgeWell Capital. If you haven’t done so already, contact us at 804.469.8000 or submit a free, no-obligation, funding request online.

Qualifying for a Hard Money Loan in Virginia

Obtaining a hard money loan in Virginia is a simple process. We qualify based on your ability to succeed, which usually comes down to having a solid buy on a good investment property.

In 35 years of hard money lending experience, we have determined that the best residential investment properties include (but are not limited to) the following:

  • Single family, detached residential homes (1-4 units)
  • Non-owner occupied properties, where there is no emotional attachment to the property.
  • Homes located in established subdivisions, with sidewalks and driveways
  • Residential properties built on standard construction
  • Homes in neighborhoods with good appreciation prospects (See Virginia Market Trends on Zillow)

See our Blog for more information on What to look for in a residential real estate investment.

Hard Money Loan Programs and Terms in Virginia

BridgeWell Capital offers hard money loans for investors that need a quick source of financing for residential investor flips and property rentals. The following loan programs and services are available for investors in Virginia:

  • Investor Rehab Loans: For investors that need financing for buy, fix and sell investment projects on residential properties.
  • Rental Property Loans: For investors that need financing for buy, fix and hold investment projects on residential properties.
  • Cash-out Refinance: For investors that need to free up some capital from a currently owned residential investment property to finance their next investment.
  • Proof of funds letters: For investors that need to prove to the sellers of a residential investment property that they have the funds available to close on the property.
  • Refi Builder Program: For investors that wish to transition into a long-term, lower-interest loan.
  • Investor Consulting Program: For inexperienced investors that need step-by-step guidance at every state of their investment project.

Every hard money loan program has it’s unique terms and underwriting guidelines but in general you can expect the following:

  • 6.95% to 12.95% APR
  • 1 to 30 year loan terms
  • Up to 80% loan-to-values
  • Minimum loan amount of $75,000

For more information about our terms, feel free to contact us directly at 804.469.8000 or via our contact page