The Smart Way to Invest

Questions? Call Us Now: 804.469.8000

We Use our Own Private Capital, this Allows us to Fund Your Deals Fast Without the Hassle

Lowest Down Payment

10% Down All-In to Close.
Includes Purchase, Rehab, and
Closing Costs up to 80% ARV

Lowest Down Payment

Super Fast Approval & Funding

Get pre-approved in 15 minutes.
If you need to close fast, BridgeWell
can help.

Super Fast Approval And Hard Money Funding

No Hassles
No Doc Program

We've eliminated the paperwork
from investment property lending
Our streamlined closing program will save you time and money.

Hassle-free Private Money Loans

The Most Trusted Name in Private Money Lending!

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Alex Rose
“ I have worked with many different variations of lenders in the real estate business and have yet to find one as consistent, professional and reliable as with Bridgewell Capital. We have used Bridgewell as our primary source of funds to purchase and renovate for the past 2 years. They immediately respond to my emails when a new POF is requested or when I have questions during the loan approval. Its been an absolute pleasure working with them and I would encourage anyone else in the real estate investing business to use them for funding as well. ”
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Kathleen Harrison
“ We have completed several transactions with this lender and have had a great experience every time. Staff is knowledgeable and efficient. Communication is excellent. Will definitely work with again. Highly recommend. ”
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Francisco Diego
“ The team at BridgeWell Capital are friendly, knowledgeable, great customer service, and most importantly they make their funding process very simple and fast. They were able to make my funding process easy to understand from beginning to closing. They were there every step of the way. Thanks BridgeWell for the good work that you provide to us as investors! ”
BBB A Plus Rated
Over $300 Million to Real Estate Investors by our Staff of Mortgage Professionals
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Licensed, Bonded, Insured Mortgage Lenders
License #347340

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  • Lowest Down Payment
  • Super Fast Approval and Funding
  • No Hassles
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BridgeWell Capital: Richmond’s Direct Hard Money Lender For Residential Real Estate Investments

We are a direct licensed hard money lender serving the greater Richmond Area. If you are a real estate investor looking for a reliable source to finance the acquisition and rehab of your investment properties, you have come to the right place.

BridgeWell Capital offers the following hard money loans and services for investors in Richmond:

  • Rehab loans for Investors: For residential property buy, fix and sell projects.
  • Loans for Rental Properties: For residential property buy, fix and hold projects.
  • Cash-out Refinances: If you need to free up investment capital from a residential investment property you own, to finance your next investment.
  • Proof of Funds Letters: To prove to your sellers (or their agents) that you have the funds to purchase a property.
  • Refi Builder: To help you qualify for long-term conventional refinancing.
  • Project Consulting: We walk you through every step at each stage of your investment project.

Qualifying for a hard money loan with BridgeWell Capital is an easy process. We approve financing based on your ability to succeed. There are three factors we look for in an investment project:

  • Benefit to the borrower.
  • Enough equity on the property
  • A clear exit strategy: buy-fix-sell, buy-fix-hold or conventional refinance.

All you have to do is fill out our short hard money loan request form or call us at 804 469-8000 and a representative will walk you through the process and explain the details.

Richmond Real Estate Investment Market

Within the last decade, Richmond has entered the top 10% real estate markets nationally according to Richmond’s home appreciation rates are among the highest in the nation. Despite the downturn in the housing market in 2008, home appreciation stayed strong with an average annual rate of 5.34% and a total appreciation of 68.20% over the last 10 years. This has made Richmond the place where many residential real estate investors have found success.

One of the things we usually recommend our clients, specially landlords, is to look for “upward transitional areas”, that is, areas that are within close proximity of highly appraised neighborhoods or where appreciation is trending in that area’s direction. These are likely to have high appreciation prospects, and generate wealth through appreciation.

Finding a solid buy is one of the few requirements to qualify for a hard money loan. However, given the strong appreciation history of Richmond over the past decade, investors will likely find great opportunities to grow their business.

Demographics in Richmond

Wherever you plan to invest within the greater Richmond, you also need to know the demographic profile of the area. This is especially important to know what type of tenant or home owner you are planning to market to.

If you plan to sell to or attract educated tenants you are investing in one of the best places in the country. According to, 33.77% of the adults in Richmond hold, at least, a bachelor’s degree, while in the average American community 21.84% of the adults have a degree.

Richmond has a major college student population and many recent college graduates looking to start a career. This creates a very large young and educated population.

The composition of the neighborhood can offer great opportunities for investments around areas of interests for the young and educated. Places around universities, restaurants, and amenities for entertainment can be especially attractive.

Although the demographic profile of the area you are planning to invest is important to market your investment property, it is not the only factor we consider when approving our private money loans. For more information about how we approve our loans, feel free to browse our site or call us at 804 469-8000

Real Estate Investors Associations in Richmond

Although it’s not a pre-requisite for our hard money loan approvals, investors in Richmond are encouraged to become part of a local Real Estate Investors Associations (REIAs). These are were real estate professionals come together to network, create business relationships, learn from each other’s experiences and learn about market trends and strategies. Some of the most popular real estate investors associations in Richmond are:

There are great opportunities to grow your business at the REIAs. Although membership is not a requirement for a private money loan approval, it is a point in favor for the successful applicant. For more information about our private money loan opportunities feel free to call us at 804 469-8000 to speak to a representative.